Trip budget calculator
The total cost of your trip, provincial taxes and tips included.
Updated October 13, 2026For travellers
Travel insurance for Canada
A French tourist is not covered by provincial health insurance plans: an emergency room visit or hospital stay is billed at the non-resident rate, which is often very high.
Check the medical expenses limit, repatriation cover and exclusions before relying on your credit card's insurance.
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Run the numbers for your situation
Guides in this section
Questions this section answers
- Is my credit card's insurance enough?
- What medical expenses limit should I choose?
- Which insurance for a Working Holiday?
Official sources
- Travel advice for Canada (in French) (France Diplomatie)
- International Experience Canada (Working Holiday, Young Professionals, Co-op) (Government of Canada)
France vs Canada
Differences to know
Health insurance
Daily life- France
- Social security + top-upNational cover, topped up by a mutuelle often paid for by the employer.
- Canada
- Provincial planMedically necessary care is free; drugs, dental and eye care often come through group insurance.
Takeaway: Depending on province and status, there may be a wait before you are covered: insure yourself meanwhile.
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